Talking about money issues is a big step for a lot of people (especially nowadays) whether or not we realise it. We all know we need money to exist in today’s world. The cost of living is practically always increasing faster than any pay rises we get. Bills and taxes need to be paid (especially taxes!), and then we might want to enjoy life a little after all those expenses!
So finding a way to increase your income sounds good, doesn’t it?
Depending on our upbringing and/or values, we may see wanting to increase our income as being greedy, or not appreciative of what we have at the moment. This is especially so when business is suggested as a means to increase our income. Maybe because we struggle to see ourselves becoming what we think business people are like. Negative stereotypes/examples can give us the impression that business can only be done that way, and that we will become the same if we go into business. Maybe the sad story is we just can’t picture ourselves as being that successful (yet!)?…
Everyone wants the advantages of business though! How many people want to be their own boss? How many of us want free time but don’t have financial freedom (meaning we can’t afford to miss work)? Who doesn’t dream of having enough money? Because that is central to this blog; is it criminal to want enough money for you and your family? (By the way, what kind of society are we living in when that is a question?)
Sometimes people end-up getting an extra job, or hope that more hours into a job (especially if it pays well) will compensate. The slave-hours put in are never worth the extra cash though, and the extra cash is never enough. And aren’t you supposed to have time to enjoy what you’ve worked for?
There’s also a lot of focus being put on budgeting and cutting costs, which is a very wise first step. But if someone’s sold you the idea that cutting costs is the only step needed to gain control over your money, you’ve been lied to! Truth is, a minor percentage of your income gets freed up, and the amount would probably be less if you’re not already being reasonable with your spending. Left on its own, budgeting becomes damage-control at best.
If looking at what’s going out of your account doesn’t help much, it’s probably time to look at making something go in! Don’t just see an issue and do nothing to change it: be positive and take the next step .
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